Tag: Credit Card Debt

young family packing up for a road trip

Have a summer trip coming up? Have you crossed out a few more calendar days with a giant red “X” to count down to your beach getaway?

Everyone deserves a break, but it can be hard to stay in a relaxed state of mind if you’re concerned about going over budget while still trying to have fun. In fact, more than 70% of Americans that went on vacation in 2017 reported having gone into debt to pay for it. Some even reported having spent 10 to 15% of their yearly income for their trips.

Fortunately, New Era Debt Solutions has a few ways you can properly budget for your well-deserved vacation:

Credit card and receipt on plate

Credit is a powerful financial force to be reckoned with. On one hand, it can allow you to get the things that you need now in order to be successful enough to pay for them (with less pain) later on. On the other hand, it can allow you to spend money that you don’t have, which can get you into trouble down the line.

New Era Debt solutions offers 5 pieces of advice when it comes to wielding credit in order to gain financial success:

smiling woman shopping in local supermarket.

It’s fairly common for people to have “Improve Finances” and “Eat Healthier” on their list of long-term goals. It’s also common for people to mistakenly believe that it’s impossible to eat healthy while being budget-conscious; that you have to choose one over the other. We however don’t believe in choosing physical health over financial health and vice versa. Here are 5 easy strategies you can take with you to the grocery store to get the most bang for your buck:

money in piggy bank and purchases from local market on table

It may not be the beginning of a new year, but you’d be wise to plan ahead for any future expenses you can expect in forthcoming months.There are some fixed budget items you simply can’t avoid, like rent/housing payments, property taxes and health, home, and car insurance, car maintenance fees, and so on. Then there are variable costs, or any expenses that are optional or within your control. Variable costs can include the money you put towards groceries and food, clothing, entertainment, recreational activities, spa services, magazine subscriptions, etc.