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Shocked woman looking at her negative bank account balance

What is a Negative Bank Account?

If you have a negative bank account balance, then this means that more money was taken out of the account than was available. Also known as an overdraft, a negative account balance can occur when a transaction against the account takes its overall balance below zero. Dropping a bank account’s balance into the red can be quite costly as many financial institutions implement steep fines for those who overdraft their available funds.

Zombie walking with $100 bill on head

What Is Zombie Debt and What Can You Do if It Comes Back to Haunt You?

Zombie debt is old debt that has fallen off your credit report. So, it no longer impacts your credit score. Typically, this debt is seven years old or older.

College student before and after student loan debt forgiveness

Public Service Loan Forgiveness (PSLF)

Public Service Loan Forgiveness (PSLF) is a federal program that can offer loan forgiveness to qualifying federal, state, local, tribal government, or non-profit organization employees of their student loan debt.

Financial wellness

Try the Cash Diet in 2021

You’ve heard of all the diet crazes that are out there – paleo, keto, Whole30, low-carb, etc., etc. Diets fad come and go but there is one health plan you should get on board with that will benefit your wallet in the long run.

Over $250,000,000 Debt Settled Since 1999!
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