We hope you didn’t spend all of your holiday savings on Black Friday, but regardless we want to help you create an unforgettable holiday with your family and friends. Most of your money can easily be spent on holiday gifts, so we’re going to give you our tips on how to make the holidays memorable without blowing your budget.

Often you will see advertisement for debt consolidation as a form of debt relief. Debt consolidation is a way to help with multiple high-interest debts and can be a good solution for some.

Once you achieve the American Dream, you’ve made it, right? Society says you must have 2.5 kids and a home with a white picket fence to achieve this dream. If you’re in debt, this ideal American life may seem impossible to achieve, which can be discouraging. Buying a house is one of the more difficult achievements, especially if you have massive debt. But that doesn’t mean it’s completely out of reach. It’s still possible to buy a house if you’re already in debt.
Even if you currently have too much debt to get a mortgage approved, these tips will get you closer to a home of your own: