Tag: budgeting

note papers with new years resolutions

For a lot of people, slimming down their waistlines is a fairly common New Year’s resolution. But we want to make sure your wallet is the one thing that doesn’t slim down in the New Year!

woman sorting her wardrobe

If you’ve ever watched the 2009 movie “Confessions of a Shopaholic,” you’ve seen how a bad shopping habit can wreak havoc on both your finances and personal life.

Perhaps like Isla Fischer’s character in the film, you have found yourself in a retail quandary. Similarly to how many people emotionally eat to fill the void in their lives, maybe you turn to online stores and the Sunday ads to make up for what you feel you’re missing.

Rebuilding Credit

Everyone makes mistakes but when it comes to your credit, even the smallest missteps can be expensive. The victim? Your credit score.

A credit score is a 3-digit representation of your overall creditworthiness. Although we don’t believe anyone should be reduced to a number, most lenders don’t see it this way. As you already know, having a good credit score is incredibly important, especially if you plan to apply for a loan – after all, your score can determine what rates you are qualified to receive.

But the good news is that even if you don’t have a great credit score, there are steps you can take to mitigate some of your bad credit history. You might not be able to change the past, but you can surely create a new future. New Era Debt Solutions shares a couple ways you can repair your credit score:

Financial wellness

You’ve heard of all the diet crazes that are out there – paleo, keto, Whole30, low-carb, etc., etc. Diets fad come and go but there is one health plan you should get on board with that will benefit your wallet in the long run.