Tag: debt

Bankruptcy vs Debt Settlement on balance

While some households earn sufficient incomes to pay off their debts within a reasonable timeframe, others would face a lifetime of financial hardship if they chose to tackle their debt with traditional month-to-month payments.

Gavel on wallet full of cash

A common tactic creditors use to intimidate people into making a payment right then and there is threatening to garnish wages. So, can credit card companies garnish your wages? The short answer is yes.

Volkswagen bug on cash

Chances are if you’re in over your head in unsecured debt, you’re probably trying to find ways to scale back your monthly budget so you can start paying your way toward financial freedom.

Piggy bank with retirement savings message

For many, retirement begins at around age 65, but how long it lasts depends on many factors.