Making Your Tax Refund Pay Off
That check from the IRS might feel like a bonus — but putting it toward high-interest unsecured debt could save you thousands and transform your financial future.
That check from the IRS might feel like a bonus — but putting it toward high-interest unsecured debt could save you thousands and transform your financial future.
If you’ve ever watched the 2009 movie “Confessions of a Shopaholic,” you’ve seen how a bad shopping habit can wreak havoc on both your finances and personal life.
Perhaps like Isla Fischer’s character in the film, you have found yourself in a retail quandary. Similarly to how many people emotionally eat to fill the void in their lives, maybe you turn to online stores and the Sunday ads to make up for what you feel you’re missing.
We know what you are thinking: how is it already that time of year again? With the holidays fast approaching, preparation will help you better manage your finances and keep you from overspending in the next few months. How can you prepare and make sure the holidays don’t get the best of your finances and derail your progress?
Black Friday marks the start of the largest shopping season of the year. Last year Americans spent $9.9 billion online shopping over the two-day span of Thanksgiving Day and Black Friday, a 19.7% increase over the previous year. According to a consumer survey, people plan to spend an average of $502 on Black Friday this year.