New Era Debt Solutions is a leading debt relief company providing people-friendly & trustworthy service since 1999.
We help people dramatically reduce their debt obligation and become debt-free. Since 1999, we have settled over $275,000,000 in debt for our clients. New Era offers you a fast and ethical route to becoming debt free. Once you know that debt settlement is the best debt relief option for you, it helps to have a winner on your side. Here are just a few reasons why New Era is your best choice:
Debt settlement is really nothing more than good old-fashioned haggling. Through the process of negotiation, debt owners or their debt settlement company arrange to pay back a portion of the debt. The creditor forgives the balance in a transaction called a “settlement.” Learn More
Anyone who spends much time learning about credit card debt relief options eventually hears debt settlement horror stories. Unfortunately, some of the less-than-ethical debt settlement companies have no problem lying to consumers and taking money without delivering any promised results. Read about New Era's Truth and Transparency
To find out how long and how much it will take to pay off your actual debt, fill in your totals and click Calculate. For multiple credit card debt, use the total balance and average interest rate.
New Era Debt Solutions has been a BBB accredited business since 2001 and has an A+ rating. Truth and transparency is our vision and we encourage you to review our ratings as proof that we are here to help you become debt free.
We can help you if you live in the following:
AL, AK, AZ, AR, CA, CO*, CT*, DE*, FL, GA*, HI*, ID*, IL*, IN, KY*, LA*, MD*, MA, MI, MN*, MS*, MO, MT*, NE, NV*, NH*, NJ*, NM, NY, OH*, OK, PA, RI*, TN*, TX, UT*, VT*, VA, WA*, WI*, and WY*.
*In association with New Era’s affiliate law firm CFLN.
Debt settlement means you settle your credit card or unsecured debt for less than your outstanding balance. This method of debt relief is different than debt consolidation or credit counseling where you pay back the full balance on your debts. This can make a huge difference in how quickly you pay off your debt.
Instead of 5-9 years with credit counseling, with a good debt settlement program, you can settle your debt in 3 years or less depending on the pace at which you fund the program. Also, you can save thousands of dollars through debt settlement versus other debt reduction options.
New Era employs debt relief specialists, financial experts, attorneys, and support personnel to help you dramatically reduce your debt obligation and become debt-free. Since 1999, we have settled over $250,000,000 in debt.
Debt Settlement works by negotiating a payment for less than the balance owed (principal) on your unsecured personal debt accounts. This is different from simply reducing the interest rate as with Debt Consolidation and Credit Counseling, which do not affect the total debt balance.
By negotiating the balance itself, Debt Settlement provides a much faster means of handling your debt. Most creditors are willing to accept payments of much less than the balance owed in order to close out an account rather than lose the entire amount in a bankruptcy proceeding.
For individuals and families seeking an alternative to bankruptcy, there is simply no better option to get out of debt. But it won’t work for everyone. Find out if you qualify for a debt settlement program.
No debt settlement company should charge you any fees at all unless or until your debt is settled. Performance-based fees have always been the best model for the consumer. Recently, the Federal Trade Commission (FTC) made it law and as of October 27, 2010, anything besides paying for performance is simply illegal. Fees can only be collected after a settlement has been made and approved by the client.
Some debt settlement companies are attempting to circumvent the law by claiming a “legal model” exemption. There is no such exemption. Some companies will try to sell you a product to get money from you in advance. This is just a way to get money from you up front.
New Era Debt Solutions does not charge you any upfront fees whatsoever. Neither should any other company. When you pay money up front, not only does it hurt your ability to get out of debt, you are gambling on a company that may be forced to shut down by the government.
Problems sometimes take care of themselves. We put our heads down and keep working. Unfortunately, when you are overwhelmed with excessive credit card debt and personal debt, a debt settlement plan is the best strategy. Learn more about debt solutions and what’s best for you to eliminate credit card debt.