Resolutions for 2017: New Year, New Goals
What do New Year’s resolutions mean? Usually it involves a long list of realistic (or not…) goals in the hopes of finally making changes. Getting out of debt is a common New Year’s resolution, but it’s easily broken and tough to stick to. We’re going to tell you how to make it happen for real this year.
You can’t be successful with your resolutions if you don’t do anything to change old patterns. You should start with changes that you know will work for you. Create a budget, find ways to start saving and costs you can cut, or make a financial plan. You must take steps, no matter how small, if you want to cut your debt once and for all.
Get rid of bad habits
Research has proven that it takes about 21 days to form a habit. Start building habits that will help you get out of debt and wave goodbye to your old habits that make the problem worse. Here’s some things you can change before the ball drops:
- Unsubscribe from retailer emails
- Reevaluate your monthly bills, like utilities and subscriptions
- Find new ways to bring in cash
Always used to paying with plastic? Resolve to pay with cash. Have a coffee habit? Save the $5 each morning and make your own. These are simple ways to break bad habits. You must stay committed and remember why you’re doing this in this first place.
Focus on your goals
We’ve mentioned several times this year that setting goals is an important part of being successful, but simply setting them isn’t enough. Can you visualize achieving those goals? Picturing yourself debt free and holding onto that image can be a great motivator. Some people have also found success with vision boards when they’re looking to make a change. These boards contain images, quotes, or words that are in alignment with the things you hope to accomplish. You should place it somewhere you’ll see it often to remind you of the things you want.
Don’t do it alone
It’s easier to accomplish goals as a team. Work with family, friends, or anyone who has similar resolutions. You can check-in with each other to compare progress and ask for support when you need it most. Having someone to talk to who understands your situation can help you stay on track.
Choose the right debt relief solution
There are several debt relief options that you can choose from, but they’re not one-size-fits-all solutions. Do some research before choosing a company and committing to them. Debt relief can be a lengthy process and won’t be resolved overnight. Find a company that shares your goals – we hope it’s us! We’ll even help you out if you want to compare New Era Debt Solutions.
Why not make 2017 the year to become debt free? We want to help you. Contact us for a free consultation so we can discuss your options and find the right debt reduction option for you.