According to a survey, 75% of Americans make impulse purchases. The other 25% are probably fibbing. Okay, maybe we don’t all make impulse purchases, but the urge to spend can affect just about everyone. There are always moments of temptation – and that obviously affects the budget.

Debt and credit cards have become nearly synonymous. Most people think of debt when they think of credit cards in part because they’re one of the easiest and quickest ways that consumers become saddled with debt. Credit cards are a useful tool to build your credit and prove your reliability as a borrower, but they shouldn’t be a way to drag you further into debt. We’re here to help you out. Here are some ways to take control of your credit card spending.

If money tends to burn a hole in your pocket, then we have a couple ways to help you banish debt while living on a limited budget.

Credit scores are often a source of concern for people keeping a careful eye on their finances. Achieving a higher credit score can be a tough task – it can even seem impossible when you’re burdened with debt. It’s a great feeling when you’re nearing financial freedom, but you may be worried about what will happen to your credit score when your debts are paid and those credit accounts are closed. Take a step back and think before making any huge financial decisions.