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Have a summer trip coming up? Have you crossed out a few more calendar days with a giant red “X” to count down to your beach getaway?

Everyone deserves a break, but it can be hard to stay in a relaxed state of mind if you’re concerned about going over budget while still trying to have fun. In fact, more than 70% of Americans that went on vacation in 2017 reported having gone into debt to pay for it. Some even reported having spent 10 to 15% of their yearly income for their trips.

Fortunately, New Era Debt Solutions has a few ways you can properly budget for your well-deserved vacation:

Credit is a powerful financial force to be reckoned with. On one hand, it can allow you to get the things that you need now in order to be successful enough to pay for them (with less pain) later on. On the other hand, it can allow you to spend money that you don’t have, which can get you into trouble down the line.

New Era Debt solutions offers 5 pieces of advice when it comes to wielding credit in order to gain financial success:

Most of us are willing to clip coupons if it means saving an extra couple dollars at the grocery store. We’re also fine with using Groupon for fun outings with friends and saying “no” to certain purchases when we have a financial goal on our minds.But if you’re a little more adventurous than that, perhaps one of the following penny-saving strategies may pique your interest. New Era Debt Solutions lists 7 unusual ways you can save money:

You know the old mantra, “work hard, play hard.” But unfortunately, many American workers are forgoing the “play” part.According to 2018 data from the Bureau of Labor Statistics, roughly one-third of U.S. workers put in more than 45 hours a week, with nearly 10 million employees working more than 60 hours weekly. That’s almost 8 percent more hours worked than employees reported in 1979.In fact, Project: Time Off’s 2018 report, “The State of American Vacation” states that more than half of American employees fail to use the vacation days they earn every year.New Era Debt Solutions offers reasons why you should take a vacation, both for your sanity and the economy: