When it comes to debt, there are many different types. Unsecured debt refers to debt that is not attached to any collateral or obligations.

Credit card debt is unfortunately common. It’s so much harder to get out of debt than it is to accumulate it. Once you come to realization about how much you owe, it can be difficult to know how to get rid of credit card debt or where to start.

Debt settlement is the negotiation of a payment for less than the balance owed. It’s a relatively quick way to get rid of your unsecured personal debt accounts.

The amount of credit card data hacked or stolen has been rising each year. Making sure to take the proper steps in securing your credit card information is the best way to prevent future fraud.