Have you ever thought about starting your holiday shopping in September? New Era is going to highlight the benefits of spreading out your holiday spending so you can spread plenty of holiday cheer!
While some households earn sufficient incomes to pay off their debts within a reasonable timeframe, others would face a lifetime of financial hardship if they chose to tackle their debt with traditional month-to-month payments.
Creditors cannot garnish the wages of independent contractors and freelancers, because wages are technically earnings paid to an employee by an employer. However, if you are self-employed, this is not cause to relax.
A common tactic creditors use to intimidate people into making a payment right then and there is threatening to garnish wages. So, can credit card companies garnish your wages? The short answer is yes.
