Mr. Debt Relief

Tony Hernandez
Debt Relief Expert, Family Man, Lifelong Problem Solver

Tony joined the New Era family in 2005 as a debt settlement negotiator and quickly became one of the most trusted experts in the industry. Over the years, he has negotiated and settled millions of dollars in debt for thousands of Americans seeking alternatives such as consolidation or more extreme measures like bankruptcy. Even after two decades, the heartfelt gratitude he receives from clients continues to be one of the most rewarding parts of his work.

Tony believes trust is earned through transparency, a principle rarely found in the debt‑relief space. From the first conversation to the final settlement, he believes clients deserve honest answers, realistic expectations, and clear communication every step of the way.

Tony believes New Era’s long-standing reputation and exceptional client loyalty aren’t the result of a sales strategy. It’s the result of treating every client as a valued individual, with honesty, respect and compassion. That guiding principle was established by founder Dan Smith more than 25 years ago and continues to shape every client relationship today. It’s a commitment that sets New Era apart in an industry where personal service has become increasingly rare.

Having spent years personally negotiating settlements on behalf of clients before becoming co-owner, Tony understands every aspect of the process from both the client's perspective and the company's. That firsthand experience continues to shape the way he leads New Era today.

A true family man, Tony takes immense pride in the fact that New Era remains family‑owned and operated, with many members of the team having worked together for years. When he isn’t leading his team in helping Americans find financial freedom, Tony enjoys spending time with his wife and children, golfing with friends, and planning his next fishing adventure.

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Can Credit Card Debt Be Settled? A Practical Guide

Can credit card debt be settled? Learn how it works, which accounts may qualify, key risks, and practical next steps before you decide.

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How Debt Settlement Affects Your Credit Score

Learn how debt settlement can affect your credit score before, during, and after the process, plus practical steps to monitor your report and plan ahead.

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How Long Does Debt Settlement Take? A Timeline

Learn how long does debt settlement take, from account review and saving to negotiation, approval, risks, and factors that can change your timeline.

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Debt Settlement is Performance‑Based Debt Relief

Compare debt settlement, consolidation loans, and Chapter 7 bankruptcy. See why settlement’s performance‑based structure, no upfront fees, and shorter credit impact make it a consumer‑friendly long‑term option.

Over $275,000,000 Debt Settled Since 1999!
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Debt Settlement | Debt Relief Programs | New Era Debt Solutions
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