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Establishing Credibility With A Credit Score

Credit is a powerful financial force to be reckoned with. On one hand, it can allow you to get the things that you need now in order to be successful enough to pay for them (with less pain) later on. On the other hand, it can allow you to spend money that you don’t have, which can get you into trouble down the line.

New Era Debt solutions offers 5 pieces of advice when it comes to wielding credit in order to gain financial success:

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Odd Things That the Financially Frugal Can Opt Out Of

Most of us are willing to clip coupons if it means saving an extra couple dollars at the grocery store. We’re also fine with using Groupon for fun outings with friends and saying “no” to certain purchases when we have a financial goal on our minds.But if you’re a little more adventurous than that, perhaps one of the following penny-saving strategies may pique your interest. New Era Debt Solutions lists 7 unusual ways you can save money:

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Take a Break – It’s Good for the Economy

You know the old mantra, “work hard, play hard.” But unfortunately, many American workers are forgoing the “play” part.According to 2018 data from the Bureau of Labor Statistics, roughly one-third of U.S. workers put in more than 45 hours a week, with nearly 10 million employees working more than 60 hours weekly. That’s almost 8 percent more hours worked than employees reported in 1979.In fact, Project: Time Off’s 2018 report, “The State of American Vacation” states that more than half of American employees fail to use the vacation days they earn every year.New Era Debt Solutions offers reasons why you should take a vacation, both for your sanity and the economy:

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Money Mindfulness: Tips for Maintaining Financial Wellness

“Self-care” is a popular buzzword among those seeking to change their mental well-being or physical health for the better. Self-care can manifest in a variety of ways; it can be achieved through daily affirmations, exercise, a balanced diet, stress management, and so forth.So if you already put stock into your physical and mental health, why shouldn’t you take the same approach to your finances?New Era Debt Solutions offers 5 ways you can take care of your money matters and yourself at the same time:

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