How to Make New Lifestyle Changes
Making lifestyle changes is no easy task, but it can happen with the right amounts of dedication, patience, and planning. You are not just committing to your finances when you resolve to get out of debt. You are committing to yourself and your long-term health. New Era Debt Solutions reveals the small steps that will make a big impact in your life to get you on the right path to financial health.
Focus on Yourself
One of the most important ways to remain personally—and financially—healthy is to focus on your overall health and well-being. Get at least 7–8 hours of sleep each night, drink plenty of water to stay hydrated, and focus on nourishing your body with wholesome foods without breaking your bank.
Move around and get active during the day. Even if you cannot afford a vacation right now, you don’t need to spend a lot of money to get moving. Visit your local coffee shop, a park, or a nearby beach for a change of scenery. Stock your kitchen with fresh food and get in the habit of cooking healthier meals. Some argue that buying healthy food is not an affordable option. Processed foods and to-go meals may seem cheap at checkout, but take a look at the larger picture. The long-term costs can be just as tolling on your budget as they can be on your health.
Make Some Personal Changes
What are some of your habits that you can live without? Do you make weekly or frequent trips to nail salon or spa? Do you make impulsive purchases at the mall? Do you have too many clothing items that need dry cleaning or special care? Do you make too many trips to restaurants? Assess your lifestyle and make note of what you can live without for the moment. Saying “no” to some of these things now does not mean they will never reappear in the future. It just means you cannot focus on them for the time being to create a better future for yourself. For instance, you can resolve to turn your weekly nail salon trips into monthly ones until you get a better grasp on your finances.
Create a Plan and Start Small
Though it may be exciting to hit the ground running and make all these changes at once, you are not going to set yourself up for success by doing so. Tackle one change at a time. You may not have to master each goal before starting a new one, but it’s better to start with one and determine what you can handle from there. Each person manages their goals differently. Know that nothing is going to change overnight, and it will take a lot of patience. Long-term and effective results are seen over longer periods of time because you start getting into newer, healthier habits.
Do you need help achieving financial freedom? Contact one of our friendly counselors at New Era Debt Solutions to learn more about finding the debt relief option that best fits your needs and budget. We look forward to getting to know you and creating a plan designed just for you. Our counselors are with you every step of the way.