Tag: debt

Rebuilding Credit

Everyone makes mistakes but when it comes to your credit, even the smallest missteps can be expensive. The victim? Your credit score.

A credit score is a 3-digit representation of your overall creditworthiness. Although we don’t believe anyone should be reduced to a number, most lenders don’t see it this way. As you already know, having a good credit score is incredibly important, especially if you plan to apply for a loan – after all, your score can determine what rates you are qualified to receive.

But the good news is that even if you don’t have a great credit score, there are steps you can take to mitigate some of your bad credit history. You might not be able to change the past, but you can surely create a new future. New Era Debt Solutions shares a couple ways you can repair your credit score:

Financial wellness

You’ve heard of all the diet crazes that are out there – paleo, keto, Whole30, low-carb, etc., etc. Diets fad come and go but there is one health plan you should get on board with that will benefit your wallet in the long run.

Back to school supplies

It is never too early to plan back to school shopping, especially when you are concerned about saving money. There are ways to reduce your costs when searching for school supplies for your children whether they are in grade school, high school, or headed to college. You will have to keep your eyes open for deals early though! New Era Debt Solutions gives our best strategies to save money on back-to-school supplies.

Have your finances been rocked by COVID-19? If your credit card balances have ballooned and your payments have become unmanageable, New Era Debt Solutions offers help.