Tag: debt settlement
Before signing up for your first credit card, you should take the time to educate yourself on the basics. Understanding the terms and conditions of your credit card, how debt and credit usage affects your financial security, and the overall pros and cons will help you make wiser decisions when it comes to swiping that plastic.
New Year’s resolutions might be cliché, but the end of the year still serves as a reminder to step back and reflect on time spent. And your spending habits are a good place to start.
It’s time Americans reflect on their relationship with money and excessive consumerism – and there’s no better time than the holidays. Instead of racking up debt to stack presents under the Christmas tree, bring the family closer with these 7 alternative Christmas traditions.
Americans rely on credit cards a lot. Total US credit card debt amounts to $784 billion, while the average household carries $17,000 in combined balances. Given the median annual income for US households is about $59,000, the average individual credit card debt amounts to nearly one-third of annual earnings.