{"id":8270,"date":"2016-08-22T09:15:27","date_gmt":"2016-08-22T16:15:27","guid":{"rendered":"https:\/\/neweradebtsolutions.com\/los-habitos-financieros-toxicos-que-estan-danando-tu-cuenta-bancaria\/"},"modified":"2016-08-22T09:15:27","modified_gmt":"2016-08-22T16:15:27","slug":"los-habitos-financieros-toxicos-que-estan-danando-tu-cuenta-bancaria","status":"publish","type":"post","link":"https:\/\/neweradebtsolutions.com\/es\/los-habitos-financieros-toxicos-que-estan-danando-tu-cuenta-bancaria\/","title":{"rendered":"Los h\u00e1bitos financieros t\u00f3xicos que est\u00e1n da\u00f1ando tu cuenta bancaria"},"content":{"rendered":"<p>A veces pensamos que estamos haciendo lo correcto con nuestro dinero, pero algunos h\u00e1bitos financieros en realidad pueden estar haciendo m\u00e1s mal que bien. He aqu\u00ed algunos h\u00e1bitos financieros t\u00f3xicos comunes que deber\u00edas proponerte romper de inmediato si quieres encarrilar tus finanzas. <\/p>\n<h2><strong>Tienes malos h\u00e1bitos de gasto<\/strong><\/h2>\n<p>Puede que estos malos h\u00e1bitos de gasto sean m\u00e1s dif\u00edciles de abandonar de lo que pensabas. Quiz\u00e1 ibas por buen camino y has tenido un rev\u00e9s repentino. Los h\u00e1bitos no son f\u00e1ciles de romper, pero tendr\u00e1s que encontrar la manera de hacerlo si no quieres que lo haga tu cuenta bancaria. Al fin y al cabo, necesitas dinero para vivir. Intenta recortar poco a poco cuando intentes cambiar o romper un h\u00e1bito. No te precipites, aisl\u00e1ndote de aquello en lo que sientas la necesidad de gastar tu dinero. Nadie es capaz de <a href=\"https:\/\/neweradebtsolutions.com\/how-to-gain-control-of-your-life-and-your-finances\/\">controlar sus finanzas<\/a> de la noche a la ma\u00f1ana.      <\/p>\n<h2><strong>Pagas a medida que avanzas sin preguntar<\/strong><\/h2>\n<p>\u00a1Detente aqu\u00ed! Aunque es fundamental pagar tus facturas puntualmente cada mes para evitar acumular <a href=\"https:\/\/neweradebtsolutions.com\/debt-settlement\/unsecured-debt\/\">deudas sin garant\u00eda<\/a>, podr\u00edas estar perjudicando a tu cuenta bancaria. \u00bfEst\u00e1s revisando tus pagos para saber qu\u00e9 gastos puedes recortar? \u00bfTienes un <a href=\"https:\/\/neweradebtsolutions.com\/benefits-of-budgeting-and-how-it-can-reduce-your-debts-2\/\">presupuesto<\/a>? \u00bfHas guardado algo de dinero en una <a href=\"https:\/\/neweradebtsolutions.com\/6-financial-lessons-learn-youre-30\/\">cuenta de ahorros<\/a>? Echa un vistazo a tus extractos y determina d\u00f3nde se est\u00e1 malgastando el dinero.     <\/p>\n<h2><strong>Comprar lo que est\u00e1 \u00abde moda\u00bb ahora mismo<\/strong><\/h2>\n<p>\u00bfLo tienen todos los \u00abchicos guays\u00bb? Puede que \u00e9sta fuera una pregunta adecuada en el instituto, pero no lo es para los adultos que necesitan gestionar responsablemente su dinero para desenvolverse en el mundo. \u00bfQu\u00e9 es \u00abeso\u00bb? \u00bfUn aparato nuevo? \u00bfQuiz\u00e1 unas zapatillas caras? Que todo el mundo lo tenga no significa que t\u00fa tambi\u00e9n lo necesites. Ni siquiera significa que <em>ellos<\/em> lo necesiten: si puedes seguir funcionando adecuadamente sin la nueva moda o tendencia, entonces estar\u00e1s bien sin ella. Considera las cosas a las que est\u00e1s renunciando para poder conseguir lo m\u00e1s nuevo. Eso es coste de oportunidad: puede ser un mes de facturas de servicios p\u00fablicos, una fracci\u00f3n del pago inicial de un veh\u00edculo nuevo, o incluso s\u00f3lo el progreso en la consecuci\u00f3n de tus objetivos de ahorro o el pago de <a href=\"https:\/\/neweradebtsolutions.com\/credit-card-debt-relief\/\">la deuda de la tarjeta de cr\u00e9dito<\/a>.        <\/p>\n<h2><strong>Eres un derrochador emocional<\/strong><\/h2>\n<p>\u00bfEst\u00e1s abatido? \u00bfEst\u00e1s enfadado? \u00bfEst\u00e1s de fiesta? \u00bfTienes un d\u00eda estupendo y s\u00f3lo quieres pasar la tarjeta? El gasto emocional es un h\u00e1bito financiero t\u00f3xico que puede afectar significativamente a tu cuenta bancaria. Si gestionas mal tu dinero, lo m\u00e1s probable es que no te sientas mucho mejor. Si agravas un estado emocional ya dif\u00edcil con <a href=\"https:\/\/neweradebtsolutions.com\/financial-stress-impacts-just-money\/\">estr\u00e9s financiero<\/a>, esto podr\u00eda afectar a tu cuenta bancaria y a tu salud. Si est\u00e1s luchando por <a href=\"https:\/\/neweradebtsolutions.com\/other-debt-reduction-options\/\">aliviar la deuda<\/a> creada por malos h\u00e1bitos financieros, <a href=\"https:\/\/neweradebtsolutions.com\/contact-us\/\">ponte en contacto con nuestro despacho<\/a> para una consulta gratuita. Estamos aqu\u00ed para ayudarte.      <\/p>\n","protected":false},"excerpt":{"rendered":"<p>A veces pensamos que estamos haciendo lo correcto con nuestro dinero, pero algunos h\u00e1bitos financieros en realidad pueden estar haciendo m\u00e1s mal que bien. He aqu\u00ed algunos h\u00e1bitos financieros t\u00f3xicos comunes que deber\u00edas proponerte romper de inmediato si quieres encarrilar tus finanzas. <\/p>\n","protected":false},"author":4,"featured_media":6760,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[147],"tags":[],"class_list":["post-8270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Los h\u00e1bitos financieros t\u00f3xicos que est\u00e1n da\u00f1ando tu cuenta bancaria - New Era<\/title>\n<meta name=\"description\" content=\"Obt\u00e9n m\u00e1s informaci\u00f3n sobre c\u00f3mo identificar y evitar los h\u00e1bitos financieros t\u00f3xicos que est\u00e1n da\u00f1ando tu cuenta bancaria. 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