{"id":7687,"date":"2017-05-23T10:30:43","date_gmt":"2017-05-23T17:30:43","guid":{"rendered":"https:\/\/neweradebtsolutions.com\/debes-pagar-primero-las-deudas-mas-pequenas-o-las-mas-grandes\/"},"modified":"2024-05-28T11:30:27","modified_gmt":"2024-05-28T18:30:27","slug":"debes-pagar-primero-las-deudas-mas-pequenas-o-las-mas-grandes","status":"publish","type":"post","link":"https:\/\/neweradebtsolutions.com\/es\/debes-pagar-primero-las-deudas-mas-pequenas-o-las-mas-grandes\/","title":{"rendered":"\u00bfDebes pagar primero las deudas m\u00e1s peque\u00f1as o las m\u00e1s grandes?"},"content":{"rendered":"

As\u00ed pues, has llegado a un momento de tu vida en el que algunos de tus malos h\u00e1bitos financieros te han pasado factura. Quiz\u00e1 te pasaste con la deuda de la tarjeta de<\/a> cr\u00e9dito; quiz\u00e1 pediste un pr\u00e9stamo que no pudiste devolver, y ahora debes lo que parece tu vida y tu alma a unos desagradables acreedores.<\/p>\n

Lo primero es lo primero; no pierdas el tiempo sinti\u00e9ndote mal. Para la mayor\u00eda de nosotros, esto es algo cotidiano; tanto si eres nuevo en el mundo de las deudas como si deambulas constantemente por los reinos de la incertidumbre financiera, los periodos de dificultades monetarias pueden afectar a cualquiera<\/em>, en cualquier lugar<\/em> y en cualquier momento<\/em>. Por eso estamos aqu\u00ed, para responder a esas preguntas dif\u00edciles que probablemente te est\u00e9n rondando por la cabeza.<\/p>\n

Al principio, puede que te preguntes<\/a>: \u00ab\u00bfDebo pagar mis deudas m\u00e1s peque\u00f1as o concentrarme primero en las m\u00e1s grandes?\u00bb. Esta es una pregunta antigua que muchas personas en tu situaci\u00f3n se han planteado repetidamente. La respuesta puede ser complicada, y suele depender de algunos factores muy concretos<\/a>…<\/p>\n

Uno de esos factores es el inter\u00e9s. Lo m\u00e1s probable es que gran parte de tus pagos se destinen a intereses. Los intereses se acumulan con el tiempo cuando no se paga un saldo. Cuanto mayor sea el saldo, mayor ser\u00e1 el importe de los intereses. Es una fea verdad de la que la gente suele darse cuenta muy tarde.<\/p>\n

A veces, sin embargo, los intereses simplemente vienen con el territorio, independientemente del tama\u00f1o de tu saldo. Algunas empresas de tarjetas de cr\u00e9dito simplemente cobran tipos m\u00e1s altos que otras, aunque la cantidad que debas sea muy peque\u00f1a. Tal vez el acreedor sea un poco m\u00e1s \u00abacomodado\u00bb que otros, pero si tienes una tarjeta que cobra un alto nivel de intereses, conc\u00e9ntrate primero en ella. Cuanto mayor sea el inter\u00e9s, m\u00e1s tiempo tardar\u00e1s en librarte de cualquier deuda, por lo que eliminar pronto de tu cartera cualquier pl\u00e1stico con intereses elevados es un m\u00e9todo poderoso para asegurar tu dinero en el futuro.<\/p>\n

Aqu\u00ed hay algo m\u00e1s a tener en cuenta. A veces, pagar primero las deudas m\u00e1s peque\u00f1as, cuando est\u00e1 garantizado que desaparecer\u00e1n m\u00e1s r\u00e1pidamente, no es una mala idea. Pagar cualquier tipo de deuda, grande o peque\u00f1a, est\u00e1 destinado a engrasar las ruedas con empresas de informes crediticios como TransUnion o Experian, y eliminar una deuda de tu historial prepara el terreno para que tu puntuaci\u00f3n trascienda. Esto te dar\u00e1 acceso probable a tipos de inter\u00e9s m\u00e1s bajos, mejores l\u00edneas de cr\u00e9dito y otras recompensas monetarias. Pagar una deuda te hace parecer digno de confianza y responsable ante los acreedores, y es probable que las circunstancias mejoren en el futuro, as\u00ed que si tienes poco tiempo, o tu situaci\u00f3n requiere una puerta r\u00e1pida y abierta a unas finanzas m\u00e1s s\u00f3lidas, saldar unas cuantas deudas menores de inmediato puede ser el camino a seguir.<\/p>\n

En New<\/a> Era, nos enorgullecemos de ofrecer un servicio de primera a millones de personas que quieren resolver sus problemas econ\u00f3micos de una vez por todas. Si est\u00e1s cansado de sucumbir al estr\u00e9s y a las preocupaciones fiscales, ponte en contacto con nosotros<\/a> hoy mismo. Estamos aqu\u00ed para ayudarte a alcanzar la libertad financiera que siempre has merecido.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00ab\u00bfDebo pagar las deudas m\u00e1s peque\u00f1as o concentrarme en las m\u00e1s grandes?\u00bb La respuesta a esta pregunta puede ser delicada, y suele depender de factores espec\u00edficos.<\/p>\n","protected":false},"author":4,"featured_media":6803,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[147],"tags":[],"class_list":["post-7687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"acf":[],"yoast_head":"\n\u00bfDebes pagar primero las deudas m\u00e1s peque\u00f1as o las m\u00e1s grandes? - New Era<\/title>\n<meta name=\"description\" content=\"\u00bfEs mejor pagar primero las deudas m\u00e1s peque\u00f1as o las m\u00e1s grandes? 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