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Unsecured Debt

What kind of debts can be settled?

Debt Settlement programs focus on unsecured debts – those that are not tied to a physical asset such as a house, car or boat. In addition, some types of unsecured debt also do not qualify.

You can include the following types of debt in a New Era Debt Settlement Program:

  • Credit cards
  • Department store cards
  • Signature loans
  • Personal lines of credit
  • Old repossessions
  • Other unsecured debts
  • Old judgments
  • Private student loans in default

The following types of debt do not qualify:

  • Home mortgages
  • Federal student loans
  • Car loans
  • Other secured debts
  • Credit Union debts
  • Medical / Hospital bills

This list is not all-inclusive. Be sure to check with your New Era debt counselor.

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